Global cyber crime in the financial sector has become a more pressing worry, underlined by a series of cases this year.

U.S. prosecutors last month laid out details of a crime ring they say stole $45 million from two Middle Eastern banks by hacking into credit card processing firms and withdrawing money from cash machines in 27 countries.

Andrew Haldane, the BoE's director of financial stability, met with five of Britain's top banks six months ago and four told him that a cyber attack was their biggest threat.

It was surprising the fifth bank did not have this risk on their list but it does now, Haldane told parliament's Treasury Select Committee.

"You can see why the financial sector would be a particularly good target for someone wanting to wreak havoc through the cyber route," he added.

"Understanding and management of this risk was still at a somewhat early stage," Haldane said.

Earlier meetings with bank chiefs had pointed to the "usual suspects" of the euro zone crisis or a slump in the economy at the top risk, Haldane said.

The focus on credit, market and liquidity risk over the past five years may have distracted attention from operational, and in particular cyber risks, at banks or in infrastructure like payment systems, Haldane said.

Haldane was being quizzed by lawmakers on his reappointment to the BoE's Financial Policy Committee (FPC)

"I hope we can do more on this at the FPC as part of wider government initiatives," Haldane said.

(Reporting by Huw Jones; additional reporting by Steve Slater; editing by Patrick Graham)

Although I deeply loved her, the time she was with us was very challenging and hard. Do I sign up for a life filled with uncertainty and give this child a shot at stability? Or do I pray that she will find the perfect home to meet all her needs? -- UNCERTAIN ABOUT THE FUTURE

DEAR UNCERTAIN: Only you decide about whether you are up to the challenge of trying to fix this damaged girl. There are no guarantees, and it is no disgrace to admit this is more than you feel you can manage.

However, if you feel that you and your husband can make a difference, it is important that you know you won't be alone in trying to handle her emotional issues. In this country, support systems for children are better than they are for adults. Your county mental health department can guide you, and if there are medical schools nearby, they may sponsor programs to train young psychiatrists who can also help you.

DEAR ABBY: My husband and I have been married for 18 years. Our marriage has had its ups and downs. Last year we separated for eight months. We decided to stay married and are now again living together.

I found out not long ago that he slept with my daughter's best friend. I am horrified that he'd do such a thing, because as a teenager she would hang out at our home. I feel that what he did should have never happened.

Although I would like to think our marriage can be repaired, I still have my doubts. Should I feel this way or let the past stay in the past? -- LOOKING FOR ANSWERS IN OKLAHOMA

DEAR LOOKING FOR ANSWERS: Not every woman would forgive an affair that seems this uncomfortably "incestuous." A counselor may be able to help you sort out your feelings, and joint marriage counseling should definitely be considered before you make up your mind.

DEAR ABBY: What is a man's ethical responsibility when he hears of a crime in group therapy?

While attending a Narcotics Anonymous meeting, I heard a man confess that he had dropped a cinder block on a boy's head when he was 12. The man was never arrested for the crime. I can't stop thinking about the boy who was his victim. Should I tell the police? -- SOMEWHERE IN THE SOUTH

DEAR SOMEWHERE: It is the group leader's responsibility to contact the authorities if a group member is a danger to himself or others. If this happened when the man was 12, what would it accomplish to report it at this point? Because this has been preying on your mind, you should talk with the group leader about the matter.

Dear Abby is written by Abigail Van Buren, also known as Jeanne Phillips, and was founded by her mother, Pauline Phillips. Write Dear Abby ator P.O. Box 69440, Los Angeles, CA 90069.

For an excellent guide to becoming a better conversationalist and a more sociable person, order "How to Be Popular." Send your name and mailing address, plus check or money order for $7 (U.S. funds) to: Dear Abby, Popularity Booklet, P.O. Box 447, Mount Morris, IL 61054-0447. (Shipping and handling are included in the price.)

Thursday, June 13

Lahti 0 VPS 2

Jaro Pietarsaari 3 JJK 0

HJK Helsinki 6 Inter Turku 0

IFK Mariehamn 1 RoPS Rovaniemi 0

MyPa Myllykoski 2 KuPS 0

TPS Turku 2 FC Honka 0

Standings P W D L F A Pts

1 HJK Helsinki 12 7 2 3 23 11 23

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2 VPS 11 7 2 2 13 8 23

3 FC Honka 12 6 2 4 13 13 20

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4 MyPa Myllykoski 11 6 1 4 16 8 19

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5 TPS Turku 11 6 1 4 14 12 19

6 IFK Mariehamn 12 5 3 4 16 16 18

7 Jaro Pietarsaari 11 5 2 4 17 14 17

8 KuPS 12 4 3 5 13 13 15

9 Inter Turku 12 4 3 5 12 16 15

10 RoPS Rovaniemi 12 4 1 7 12 16 13

11 Lahti 11 1 3 7 5 14 6

-------------------------

12 JJK 11 1 3 7 7 20 6

1: Champions League preliminary round

2-3: Europa League

4: Europa League depending on domestic cup

12: Relegation

Next Fixtures (GMT):

Sunday, June 16

FC Honka v HJK Helsinki (1530)

Lahti v RoPS Rovaniemi (1530)

Inter Turku v MyPa Myllykoski (1530)

JJK v IFK Mariehamn (1530)

KuPS v Jaro Pietarsaari (1530)

VPS v TPS Turku (1530)

The unemployment rate rose to 7.6 percent from 7.5 percent in April, the Labor Department said Friday. The rate rose because more people began looking for work, a healthy sign, but only about three-quarters found jobs.

Analysts said the less-than-robust job growth would likely lead the Federal Reserve to maintain the pace of its monthly bond purchases for a few more months. The bond purchases have been intended to ease long-term borrowing costs and lift stock prices.

Investors appeared pleased by the evidence that job growth remains steady. The Dow Jones industrial average was up about 172 points in late-afternoon trading.

Friday's job figures provided further evidence of the U.S. economy's resilience. The housing market is strengthening, auto sales are up and consumer confidence has reached a five-year peak. Stock prices are near record highs, and the budget deficit has shrunk.

The U.S. economy's relative strength contrasts with Europe, which is gripped by recession, and Asia, where once-explosive economies are now struggling.

Many analysts expect the U.S. economy to strengthen later this year.

"Today's report has to be encouraging for growth in the second half of the year," said Dan Greenhaus, an analyst at BTIG LLC.

Employers have added an average of 155,000 jobs the past three months. But the May gain almost exactly matched the average increase of the previous 12 months: 172,000.

Reflecting a trend in recent months, many of the jobs added in May were lower-paying ones. That means they aren't likely to fuel as much consumer spending and economic growth as higher-paying jobs that have disappeared.

Yet Americans appear to be more optimistic about their job prospects: 420,000 people started looking for work in May. As a result, the percentage of Americans 16 and older either working or looking for work rose to 63.4 percent from a 34-year low of 63.3 percent in April.

This is called the labor force participation rate. Higher participation can boost the unemployment rate. That's because once people without a job start looking for one, they're counted as unemployed.

Labor force participation has been falling since peaking at 67.3 percent in 2000. That's partly the result of baby boomers retiring and dropping out of the work force.

Joseph LaVorgna, chief U.S. economist at Deutsche Bank Securities, thinks an improving job market will encourage more Americans to look for jobs. He predicts that the participation rate will level off at around 63.5 percent.

The unemployment rate is derived from a survey of households. This survey found that more people started looking for work in May. Since some didn't find jobs right away, the number of unemployed rose 101,000 to 11.7 million.

The job gain for the month is calculated from a separate survey of employers.

Some signs in the report suggested that the government spending cuts, which began taking effect in March, and weak growth in much of the rest of the world are weighing on the U.S. job market. Weakness overseas has slowed demand for U.S. exports.

Manufacturers cut 8,000 jobs. The federal government, which is carrying out deep spending cuts in domestic and defense programs, shed 14,000. Both were the third straight month of cuts for those industries. Over the past three months, the federal government has cut 45,000 jobs.

The number of temporary jobs rose about 26,000. The economy has now added temporary jobs for eight straight months. That suggests that employers are responding to more demand but aren't confident enough to hire permanent workers.

Industries that rely directly on consumer spending hired at a healthy pace a sign of confidence that consumers will keep spending. Retailers added 28,000 jobs. Restaurants and hotels added 33,000.

These categories include many lower-paying occupations. By contrast, the recession sharply cut jobs in higher-paying industries such as manufacturing, construction and finance, which have yet to recover.

Mark Vitner, an economist at Wells Fargo, calculated that about 60 percent of the jobs created in May were in lower-paying fields. Even in a professional field such as health care, Vitner noted that one of the biggest job creators was home health care services, where care providers earn about $10 an hour, according to government data.

"It's hard to get meaningful income growth with these types of jobs," Vitner said.

Rob McGahen, 29, has felt the trend personally. After receiving his master's in business administration in 2007, McGahen worked for Boeing in St. Louis, buying parts for military planes.

Last year, after moving with his wife to Pensacola, Fla., McGahen sought work for about nine months. He settled for a part-time job in the produce section of Publix, a supermarket chain.

"It's certainly not a long-term plan," McGahen said. "But it keeps me busy. It keeps my skills from atrophying."

Stock markets have gyrated in the past two weeks on speculation that the Fed would soon start to taper its $85 billion-a-month in bond buying a step that could raise rates and cause stock prices to fall.

"I think the Fed will stay on hold," said Nariman Behravesh, chief economist at IHS Global Insight. "They want to see numbers above 200,000 on payroll jobs on a consistent basis before they start to taper off."

Behravesh said he thinks the Fed will maintain its pace of bond buying through this year before scaling it back in 2014.

"Today's report is perhaps the perfect number for nervous investors," said James Marple, Senior Economist at TD Economics. "It is strong enough to point to continued economic recovery but not so strong as to bring forward expectations of Fed tapering."

Other analysts who have predicted that the Fed would start trimming its bond purchases later this year said they didn't think Friday's jobs report would change that timetable.

John Canally, an economist at LPL Financial, blames the Federal Reserve for not specifying how much monthly job growth it wants to see before it scales back its bond buying.

"They have not been transparent enough," Canally said. "That is what has unhinged markets."

The Fed has been buying bonds to keep loan rates near record lows to encourage consumers and companies to buy and spend.

Low rates make investments that pay interest unattractive. As result, many investors have bought stocks instead. Money pouring into stocks drove the Dow to a record high last month. Stocks have since slipped from their peaks but are still up more than 20 percent since November.

On Friday, the government also revised the job figures for April and March. The revisions were slight compared with recent months, when the government had significantly revised up its initial job estimates. April's gain was lowered to 149,000 from 165,000. March's was increased slightly to 142,000 from 138,000. The net loss was 12,000 jobs.

From June through August, employers added an average of 135,000 jobs a month. From September through November, they averaged 182,000. The average was 233,000 from December through February. In the past three months, job gains have averaged 155,000.

The economy grew at a solid annual rate of 2.4 percent in the first three months of the year. Consumer spending rose at the fastest pace in more than two years. But economists worry that the steep government spending cuts and higher Social Security taxes that started Jan. 1 might be slowing growth in the April-June quarter to an annual rate of 2 percent or less.

The Social Security tax increase is costing a typical household that earns $50,000 about $1,000 this year, or about $20 a week. For a household with two high-earners, it's costing up to $4,500.

___

AP Economics Writer Martin Crutsinger contributed to this report.

__

Follow Chris Rugaber on Twitter at http://Twitter.com/ChrisRugaber

(Logo: )

Recall Summary

Name of Product: DiveAlert and DiveAlert PLUS signaling devicesHazard: The signaling device can malfunction when used and restrict the diver's air flow, posing a drowning hazard.Remedy: RepairConsumer Contact: DiveAlert, at (800) 275-4332 from 8 a.m. to 5 p.m. PT Monday through Friday, by email ator online atand click on Recall for more information

Recall Details

Units: About 2,500Description: This recall involves DiveAlert and DiveAlert PLUS scuba dive signaling devices with model numbers DA2, DP2 or DV2. The signaling device is attached to the diver's buoyancy compensator device (BCD) power inflator/alternate regulator system by a chrome-plated brass coupling and is used to activate a loud surface horn or an underwater percussion noise to alert others in the event of a diver's emergency. The devices are also used in non-emergencies to get the attention of the pickup boat or other divers. The DA2 is black with an orange button, the DP2 is black with a gray knob and red button and has DiveAlert PLUS printed on it, and the DV2 is black and red. They can be used with Aqualung AirSource, Oceanic Air XS, Aeris Air Link and Mares Air Control regulator/inflators. Only these signaling devices without any stamped writing on the coupling's collar are included in this recall.Incidents/Injuries: None reportedRemedy: Consumers should immediately stop using the recalled DiveAlert signaling devices and return them to an authorized DiveAlert dealer or to DiveAlert for a free repair. The repair consists of replacing the defective female coupling.Sold at: Dive equipment stores nationwide from July 2009 through May 2013 for between $70 and $90.Manufacturer: Ideations DiveAlert, of Seattle, Wash.Manufactured in: United States

Photos available at -Emergency-Signaling-Devices-Recalled-by-Ideations

CPSC is charged with protecting the public from unreasonable risks of injury or death associated with the use of the thousands of consumer products under the agency's jurisdiction. Deaths, injuries and property damage from consumer product incidents cost the nation more than $900 billion annually. CPSC is committed to protecting consumers and families from products that pose a fire, electrical, chemical or mechanical hazard. CPSC's work to ensure the safety of consumer products - such as toys, cribs, power tools, cigarette lighters and household chemicals contributed to a decline in the rate of deaths and injuries associated with consumer products over the past 30 years.

Federal law bars any person from selling products subject to a publicly-announced voluntary recall by a manufacturer or a mandatory recall ordered by the Commission.

To report a dangerous product or a product-related injury go online toor call CPSC's Hotline at (800) 638-2772 or teletypewriter at (301) 595-7054 for the hearing impaired. Consumers can obtain news release and recall information at , on Twitteror by subscribing to CPSC's .

CPSC Consumer Information HotlineContact us at this toll-free number if you have questions about a recall:800-638-2772 (TTY 301-595-7054)Times: 8 a.m. 5:30 p.m. ET; Messages can be left anytimeCall to get product safety and other agency information and to .

Media ContactPlease use the phone numbers below for all media requests.Phone: (301) 504-7908Spanish: (301) 504-7800

SOURCE U.S. Consumer Product Safety Commission

The point meant Japan were assured of one of the top two positions in Group B of Asian qualifying, which grant a berth for Brazil, with a game to spare.

(Reporting by Patrick Johnston in Perth, editing by Mark Meadows)

Heavy rain, thunderstorms, high winds and hail moved through sections of the Northeast on Sunday afternoon, leaving 30,000 in Vermont, New Hampshire and Maine still without power late that night. The National Weather Service issued a rare tornado warning as a line of thunderstorms raced through New Hampshire into western Maine. The weather service said a tornado warning was issued as radar indicated a possible tornado moving from Kingfield, Maine, to Bingham, Maine. The tornado was not immediately confirmed.

In northwestern South Carolina, a tornado knocked a home off its foundation and blew part of the roof off, said Taylor Jones, director of emergency management for Anderson County. Some trees were blown down and there was heavy rain, but no widespread damage. No injuries were reported.

"It was an isolated incident," Jones said.

The weather service said thunderstorms and winds in excess of 60 mph in Vermont produced 1-inch-diameter hail and knocked down numerous trees and wires. In northern Maine, radar picked up a line of thunderstorms capable of producing quarter-sized hail and winds stronger than 70 mph. Forecasters warned of tornadoes.

The stormy weather in the New York City region shortened the Boston Red Sox-New York Yankees game to 5 innings and produced backups at major airports. But by early Monday, delays that had been up to three hours had eased to 15 minutes or less at airports on the East Coast, including John F. Kennedy International, La Guardia Airport, Newark Liberty Airport in New Jersey, Logan International Airport in Boston and Washington National Airport outside Washington.

Patrick Herb, 34, was traveling from Dulles with his 1- and 3-year-old to his home in Wisconsin, and had his departure time for a connecting flight in Detroit moved back three times. He described the mood at Dulles as "frustration and fatigue."

"The communication is honestly one of the most frustrating parts of travel," Herb said. "I'm sort of pessimistic it will get off on time."

In other parts of the South, thunderstorms, high winds and hail rolled through as part of a slow-moving cold front. Heavy rains could spawn flash flooding in some areas, the weather service said.

In Texas, the Coast Guard said its crews saved or helped rescue 17 people caught in storms along the Gulf Coast. Lt. Matthew J. Walter of Coast Guard Sector Houston/Galveston cited "the devastating effects of strong winds and heavy rains" as the reason for three separate boats capsizing.

Meanwhile, residents in Oklahoma cleaned up after the storms there killed 13 people, including three veteran storm chasers. Tim Samaras; his son, Paul Samaras; and Carl Young were killed Friday. The Storm Prediction Center in Norman, Okla., said the men were involved in tornado research.

Jim Samaras told The Associated Press on Sunday that his brother Tim was motivated by science.

"He looked at tornadoes not for the spotlight of TV but for the scientific aspect," Jim Samaras said. "At the end of the day, he wanted to save lives and he gave the ultimate sacrifice for that."

Oklahoma Gov. Mary Fallin toured damage in El Reno, about 30 miles from Oklahoma City. She said the death toll could rise as emergency workers continue searching flooded areas for missing residents.

The state Medical Examiner's Office spokeswoman Amy Elliott said the death toll had risen to 13 from Friday's EF3 tornado, which charged down a clogged Interstate 40 in the western suburbs. Among the dead were two children an infant sucked out of the car with its mother and a 4-year-old boy who along with his family had sought shelter in a drainage ditch.

In Missouri, areas west of St. Louis received significant damage from an EF3 tornado Friday that packed estimated winds of 150 mph. In St. Charles County, at least 71 homes were heavily damaged and 100 had slight to moderate damage, county spokeswoman Colene McEntee said.

Northeast of St. Louis, the town of Roxana, Ill., also saw damage from an EF3 tornado. Weather service meteorologist Jayson Gosselin said it wasn't clear whether the damage in Missouri and Illinois came from the same twister or separate ones.

Five tornadoes struck the Oklahoma City metro area on Friday, the weather service said. Fallin said Sunday that 115 people were injured.

The storms formed out on the prairie west of Oklahoma City, giving residents plenty of advance notice. When told to seek shelter, many ventured out and snarled traffic across the metro area perhaps remembering when a tornado hit Moore on May 20 and killed 24 people.

Oklahoma Highway Patrol Trooper Betsy Randolph said roadways quickly became congested with the convergence of rush-hour traffic and fleeing residents.

"They had no place to go, and that's always a bad thing. They were essentially targets just waiting for a tornado to touch down," Randolph said. "I'm not sure why people do that sort of stuff, but it is very dangerous."

___

Associated Press writers Thomas Peipert in Denver, Jim Suhr in St. Louis, Sean Murphy in El Reno, Okla., Tom McElroy in New York and AP Radio correspondent Julie Walker contributed to this report.

Aunque los republicanos tienen mayora en la Cmara, no cuentan con el control del Senado, sin el cual no es posible la abrogacin de la disputada ley.

El lder de la mayora demcrata del Senado, Harry Reid, asegur hoy que los republicanos "estn perdiendo la cabeza" al tratar de hacer caer una legislacin que ya lleva aplicndose ms de dos aos.

"Albert Einstein defini la locura de la siguiente manera: hacer la misma cosa una y otra vez y esperar resultados diferentes. Si la definicin es cierta, y no voy a discutir con Einstein, entonces los republicanos de la Cmara verdaderamente han perdido la cabeza", dijo.

Es la vez nmero 37 "que estn votando para derogar una ley de salud constitucional", puntualiz, en alusin al visto bueno que la legislacin recibi del Tribunal Supremo el pasado ao.

Sin embargo, el presidente de la Cmara, John Boehner, reafirm la intencin republicana de acabar con la ley, ya que a su juicio encarece sobremanera los costes sanitarios, ralentiza el crecimiento econmico del pas y representa un lastre para las pequeas y medianas empresas.

Por su parte, la Oficina de Gestin y Presupuesto (OMB, por su sigla en ingls) de la Casa Blanca dijo en un comunicado que se opone al proyecto de ley para anular la reforma sanitaria porque "privara" de un seguro de salud a precios asequibles a millones de familias de clase media, "aumentara el dficit" y desviara la atencin de prioridades como la creacin de empleos.

Adems, la anulacin de la reforma sanitaria de 2010 tendra repercusiones ms all de los 30 millones de estadounidenses sin seguro mdico, "que perderan la cobertura de salud que iban a recibir" bajo la reforma.

En total, ms de 250 millones de estadounidenses que ahora tienen un plan de seguro mdico, ya sea un plan privado o a travs de los programas de asistencia mdica pblica como "Medicare" o "Medicaid", "perderan los beneficios y protecciones que reciben bajo la reforma sanitaria", advirti la OMB.

La entidad record que, segn clculos de la propia Oficina de Presupuesto del Congreso, la anulacin de la reforma sanitaria aadira ms de 100.000 millones de dlares en la prxima dcada, y ms de un billn de dlares en la dcada siguiente.

Por ello, "lo ltimo que debe hacer el Congreso es retomar viejas batallas polticas y tomar un paso gigantesco hacia atrs al anular protecciones bsicas que proveen seguridad para la clase media. Ahora mismo, lo que el Congreso necesita hacer es trabajar juntos para centrarse en la economa y la creacin de empleos", puntualiz la OMB.

La Administracin de Barack Obama inform hoy sobre una iniciativa de mil millones de dlares para financiar proyectos de innovacin en materia de salud en el marco de la legislacin.

La inversin anunciada por el Departamento de Salud se destinar a financiar proyectos de innovacin sanitaria, cuyo objetivo sea mejorar los resultados a la vez que reducir los costes del sistema de salud.

El presidente de la Cmara, John Boehner (imagen), reafirm la intencin republicana de acabar con la ley, ya que a su juicio encarece sobremanera los costes sanitarios, ralentiza el crecimiento econmico del pas y representa un lastre para las pequeas y medianas empresas. EFE/Archivo

Freddie Mac said Thursday that the rate on the 30-year loan ticked up to 4 percent from 3.99 percent. Six weeks ago, it dropped to a record low of 3.94 percent, according to the National Bureau of Economic Research.

The average rate on the 15-year fixed mortgage rose to 3.31 percent from 3.30 percent. Six weeks ago, it hit a record low of 3.26 percent.

Rates have been below 5 percent for all but two weeks this year. Yet this year could be the worst for home sales in 14 years.

Mortgage applications fell 10 percent this week from the previous week, according to the Mortgage Bankers Association.

High unemployment and scant wage gains have made it harder for many people to qualify for loans. Many Americans don't want to sink money into a home that could lose value over the next three to four years. And most homeowners who can afford to refinance already have.

The low rates have caused a modest boom in refinancing, but that benefit might be wearing off. Most people who can afford to refinance have already locked in rates below 5 percent. Refinancing fell 12.2 percent last week, according to the mortgage bankers group.

The average rates don't include extra fees, known as points, which most borrowers must pay to get the lowest rates. One point equals 1 percent of the loan amount.

The average fees for the 30-year and 15-year fixed mortgages were unchanged at 0.7.

The average rate on the five-year adjustable loan fell to 2.97 percent from 2.98 percent. The average rate on the one-year adjustable loan increased to 2.98 percent from 2.95 percent.

The average fees on the five-year and one-year adjustable loans were both unchanged at 0.6.

To calculate average mortgage rates, Freddie Mac surveys lenders across the country Monday through Wednesday of each week.

WASHINGTON (Reuters) - The World Organization for Animal Health (OIE) has upgraded the United States' risk classification for mad cow disease to its safest level, which could increase U.S. beef exports, the U.S. Agriculture Department said on Wednesday.

The decision to rank the United States' risk as "negligible" instead of "controlled" came at the OIE's annual meeting in Paris. Its scientific arm earlier recommended the upgrade after reviewing U.S. safeguards.

The ranking puts the United States among countries said to have the lowest risk for the fatal, brain-wasting disease formally known as bovine spongiform encephalopathy.

The new risk category was a "strong foundation" for increasing U.S. beef and beef product exports, USDA Secretary Tom Vilsack said in a statement.

Vilsack said the United States would press its trading partners "to base their decisions on science, consistent with international standards."

The U.S. Cattlemen's Association, a trade group, has said the safer designation would be "a big step toward enhancing our export opportunities."

Four cases of BSE have been reported in the United States since 2003. The most recent was in April 2012.

U.S. safeguards include a ban on using ruminant parts in cattle feed and keeping spinal cords, brains and nervous tissue, the items most at risk of infection, out of the food supply. USDA tests about 40,000 head a year for the disease.

(Reporting by Ros Krasny; Editing by Richard Chang)