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TIP! If you have a good credit score, be careful about co-signing for someone, especially if they have a bad score or are not likely to pay off their debt. Co-signing does not improve your own score in any way and puts a lot of pressure on you.

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TIP! Be honest. Don't try to hide debts or money, because if you are found out, your entire bankruptcy filing can be revoked, and you could face jail time.

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